Built for households
Review budgets, receipts, goals, and spending context from one shared place instead of passing screenshots back and forth.
Budgeting for couplesSimple household pricing
Simple plans for households that want a clearer budget.
Cosmic Budget is built around shared spending, receipt context, and optional assistant access, without turning every household member into a separate bill.
Most households
Core
$49/ year
For most households. Start with a 14-day card-backed trial, then keep the core plan if it fits.
14 days free. Card required. Cancel before the trial ends and you will not be charged.
Effective monthly cost
$4.09
- Up to 5 connected institutions
- Household sharing
- Receipt details when available
- Optional Assistant Access
Best fit for most households.
Power
$99/ year
For households with more accounts or heavier planning needs.
14 days free. Card required. Cancel before the trial ends and you will not be charged.
Effective monthly cost
$8.25
- Up to 15 connected institutions
- Higher assistant usage allowance
- Same household and receipt tools
- Built for larger financial setups
For larger account setups.
Receipt context
Use receipt details when they are available to understand mixed purchases from places like Amazon, Target, or Costco.
See receipt contextScoped assistant access
Assistant Access is optional, scoped, last-used tracked, and revocable. You stay in control of whether an assistant can see budget context.
What you are paying for
Less mystery around household spending.
The point is not to make budgeting flashy. It is to make the important details easier to find when a household is deciding what happened and what to change next.
Included
- Shared household budgeting
- Connected accounts through Plaid
- Receipt details when available
- Budgets, goals, and spending context
- Optional scoped Assistant Access
- Audit logs and revocable assistant tokens
- Web access for the household
Not the model
- No per-person subscription math
- No ads built around your financial data
- No assistant access unless you create it
FAQ
Pricing questions before you sign up.
Is there a free trial?
Yes. Cosmic Budget starts with a 14-day trial. A card is required up front, and you will not be charged if you cancel before the trial ends.
Does a plan cover the whole household?
Yes. Cosmic Budget plans are household-focused, so members can share budgets and spending context without buying a separate subscription for every person.
Do I have to connect an AI assistant?
No. Assistant Access is optional. If you create an assistant token, you can revoke it later and review assistant activity.
Does Cosmic Budget move money?
No. Cosmic Budget is for budgeting, tracking, receipt context, and review. It does not initiate transfers from your bank accounts.